Additional Coverages That Will Increase Your Auto Insurance Coverage
Car insurance is a very important type of insurance for car owners. However, standard auto insurance coverage may not cover all risks that may occur to your car. Because of this, many insurance companies offer additional coverage that can increase your auto insurance coverage. The following are five additional coverages you can consider to increase your auto insurance coverage:
Spare Tire Insurance
Spare tire insurance coverage is one type of additional coverage that can help replace damaged or punctured tires on your car. This is very important insurance if you frequently travel long distances or in remote areas. By having spare tire insurance, you can avoid the expensive costs of buying new tires or repairing damaged tires.
Windshield Insurance
Car windshields are prone to damage and cracking from hard objects or even hail. If your windshield is damaged or cracked, then you need to replace it. Windshield insurance helps protect you from the costly cost of replacing your windshield.
Driver and Passenger Insurance
Driver and passenger insurance coverage protects drivers and passengers from injury or death from car accidents. This coverage is especially important if you frequently travel with passengers or have a family that is frequently in the car. This insurance will help cover medical costs and compensation for your family in the event of a car accident resulting in injury or death.
Flood Insurance
Flood is one of the natural disasters that often occurs in Indonesia. If your car is submerged in a flood, it will be expensive to repair the damage. Flood insurance coverage will help protect your car from flood damage.
Theft Insurance
Theft insurance protects your car against theft or burglary. This insurance is especially important if you have an expensive car or are frequently in areas prone to theft. By having burglary insurance, you can get reimbursement for your car in the event of theft or robbery.
The additional coverage above are some examples of additional coverage that can help increase your auto insurance coverage. Before buying additional coverage, make sure you check and compare the products of various insurance companies to find the best one for your needs. Remember that purchasing additional coverage will give your car extra protection and give you peace of mind during your trip.
Riot Insurance
Riot insurance protects your car from damage caused by riots, demonstrations or acts of violence committed by other people. If your car is damaged in a riot, riot insurance will help cover the cost of repairing your car.
Tire Insurance Over 4
More than 4 tire insurance coverage will help protect your car if your car has more than 4 tires, such as a truck or bus. This insurance will help cover the cost of repairing or replacing damaged tires.
Motorcyclist Accident Insurance
If your car is involved in an accident with a motorist, standard auto insurance may not cover the cost of medical treatment for the motorist. Biker accident insurance coverage will help protect you from expensive medical costs in the event of an accident with a motorist.
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